Archives: April 2019

Does Your Business Need Business Interruption Insurance?

Does Your Business Need Business Interruption Insurance? Business Interruption Insurance (BII) is an often overlooked insurance coverage.  If your business is forced to close, your risk is not limited to temporary loss of income—which that alone can be devastating.  You also run the risk of losing customers who turn elsewhere for their product or service needs.  You may have difficulty paying key suppliers during an...

Common Exclusions To Business Interruption Insurance

Business interruption insurance is designed to cover income lost when an event beyond your control forces you to close your business temporarily. This extra layer of protection goes beyond common business insurance policies. For example, if a fire in your office forces you to shut down temporarily, property insurance will cover the damage from the fire, but not the loss of income. The lost income...

Not So Common Insurance Coverage You Need

Not So Common Insurance Coverage You Need An Insurance Update Many people think that all insurance policies are alike and there is no need to understand the different kinds of coverage afforded by different types of policies.  As professional agents, our job is to help our clients understand how the coverage we recommend can affect their risks and actually help them in the event of...

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...