Many people are planning a home remodeling project for the spring or summer. These projects may include a new backyard, kitchen or an addition for the expanding family. Whatever your personal project, you will need to protect yourself from the financial risks and hazards associated with a home remodel project.
If you are thinking or planning on hiring a contractor to help or construction company to help you with your project, keep these tips in mind. Following these guidelines will help reduce your risk and increase your chances for a successful, and hopefully stress-free, project. Always ask for insurance from the contractor or company.
Before you hire a contractor, it is good to ask for references. The Better Business Bureau is an excellent place to start.
Know what you want and have a specific list of products, including the brands. For example, if you want an Air Conditioner, be specific about the type and brand. There are many brands; some good and some not so good.
Always have a written contract with a competition date.
Go visit other homes on which the contractor has worked.
Some contractors may ask for 100% of the payment upfront. Never do this. A small (10% to 15% upfront is normal)
Our office includes a staff of highly trained professionals to assist you with your insurance needs. We represent a select group of financially sound, reputable insurance companies; therefore we are able to offer the best coverage at the most competitive price. We do not work for one insurance company, we work for you.
Our agency currently provides auto/car insurance, home insurance, business insurance, and life/health insurance.