Archives: December 2019

Understanding Kidnap & Ransom Insurance

Kidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...

How Cyber Liability Insurance Can Help Your Business Recover From A Breach

Almost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a greater chance of having a cyber breach than it does...

Will My Homeowners Insurance Cover Damage To My Yard?

Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...

A Dieters Survival Guide For Holiday Parties

If you have been watching your weight all year, you certainly won't want to add back the pounds during the holiday season! By making a commitment to yourself and your health, with these tips, it will be possible to enjoy the holiday celebrations without adding extra pounds. Don't think diet, rather think about eating smarter. Before attending a party, have a small high quality, nutritionally...

How To Prepare For Holiday Home Safety

The Holidays are almost upon us, and if you have been to any department store, the sounds of Christmas are ringing out. According to the U.S. Fire Administration, over 400 homes are destroyed annually by causes related to Christmas tree fires. According to the U.S. Consumer Product Safety Commission hospital, emergency rooms treat over 12,900 people each year for injuries such as falls, cuts and...