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Archives: March 2020

Prepare Your Business For The Next Disaster

Prepare Your Business For The Next Disaster There are many things businesses can do to prepare for the impact of the many natural hazards they face including floods, hurricanes, tornadoes, earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a small business owner. Your Business Insurance Company May offer Resources Check with us to determine if...

What Does Builder's Risk Insurance Cover?

What Does Builder's Risk Insurance Cover? Builder's Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it's currently on-site or off-site). The majority of policies are written on an all-perils basis,...

What Will My General Liability Insurance Cover?

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...

To Our Valued Customers

The COVIS-19 issues have caused us to let you know that we are there for you when you need us the most. As you focus on serving your customers and clients over the coming weeks, know that we are dedicated to you. Our team is equipped and prepared to continue supporting your business and personal needs fully as we monitor COVID-19 developments from the CDC....

Do I Need Tornado Insurance In My Area?

According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...