Archives: August 2020

Insurance Policies That Everyone Needs

Insurance is one of those things that many people don’t think about until they need it. Much like a lifeboat, when trouble comes, everyone wants on it.  It may be that the only time you even think about insurance is when you get your bill.  We would like to change that way of thinking. Insurance should be part of your family’s overall financial plan. With...

Have You Just Started A New Business?

Business Insurance Startup businesses have a wide variety of issues, exposures, and concerns, and you want to make sure that your new venture will be protected.  There are many different decisions that, as a new business owner, you need to make, and selecting the right commercial insurance is one of them.  The first thing you need to do is hire the right agent to help...

What Makes Restaurant Insurance Different From Other Business Insurance?

No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the unique risks faced by business owners in the foodservice industry....

Am I Required To Have Homeowners Insurance?

There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...

Benefits of Life Insurance

Are you one of the people who think you don’t need lifer insurance? Please think again. Life insurance provides real security for those you care about. Life insurance benefits can provide financial security and resources for your family or loved ones after you are gone. Let’s look at a few of the reasons to consider life insurance: Payment on Debt– If you have any outstanding...