Filed Under: Blog, Flood insurance, Personal Insurance, Risk Management | Tagged With: Flood insurance, home insurance, HurricaneIs It Smart To Not Have Disaster Insurance?
Posted: September 26, 2020
Is It Smart To Not Have Disaster Insurance?Over that past few years there have been many disasters, both from nature and humans. These disasters include wildfires in California, Oregon, Texas, and Colorado; hurricanes Katrina and Sandy; flooding in Texas; winter storms in the Northeast; tornados in the Midwest; earthquakes in the west, and more. Only 13% of U.S. homeowners had flood-insurance policies last year, according to the Insurance Information Institute, a... Read Article
How Is Commercial Trucking Insurance Different From Standard Commercial Auto Insurance?
Posted: September 19, 2020
How Is Commercial Trucking Insurance Different From Standard Commercial Auto Insurance?Commercial auto insurance provides coverage for the cars, vans, and trucks used in conducting business. It can be purchased to cover all types of vehicles, from standard passenger cars to larger commercial vehicles such as box trucks, work vans, and service utility trucks. Different businesses require different types of commercial auto insurance. Commercial trucking insurance is a type of commercial auto insurance designed to protect... Read Article
How To Get Flood Insurance
Posted: September 19, 2020
How To Get Flood InsuranceDid you know that floods are the most common form of a natural disaster? Floods cause over 4 billion dollars in damages every year. Here is another amazing fact; the average homeowner has a 1 in 4 chance of having flood damage during the timeframe of a 30-year mortgage. If your home is in a flood zone, you must buy flood insurance if you want... Read Article
How To Prepare Your Home For Fall
Posted: September 16, 2020
How To Prepare Your Home For FallWhen the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer... Read Article
What Does Your Agent Talk To You About?
Posted: September 16, 2020
What Does Your Agent Talk To You About?When you meet with, or talk to, your insurance agent, what are the topics of conversation? Do you only talk about your bill, or why your premium has increased? Is the only time you hear from your agent when they try to sell you additional coverage? Some agencies even try to dissuade you from talking to your agent! We are here to provide a different... Read Article