Is It Smart To Not Have Disaster Insurance?

Posted: September 26, 2020

Over that past few years there have been many disasters, both from nature and humans. These disasters include wildfires in California, Oregon, Texas, and Colorado; hurricanes Katrina and Sandy; flooding in Texas; winter storms in the Northeast; tornados in the Midwest; earthquakes in the west, and more. Only 13% of U.S. homeowners had flood-insurance policies last year, according to the Insurance Information Institute, a...

How Is Commercial Trucking Insurance Different From Standard Commercial Auto Insurance?

Posted: September 19, 2020

Commercial auto insurance provides coverage for the cars, vans, and trucks used in conducting business. It can be purchased to cover all types of vehicles, from standard passenger cars to larger commercial vehicles such as box trucks, work vans, and service utility trucks. Different businesses require different types of commercial auto insurance. Commercial trucking insurance is a type of commercial auto insurance designed to protect...

How To Get Flood Insurance

Posted: September 19, 2020

Did you know that floods are the most common form of a natural disaster? Floods cause over 4 billion dollars in damages every year. Here is another amazing fact; the average homeowner has a 1 in 4 chance of having flood damage during the timeframe of a 30-year mortgage. If your home is in a flood zone, you must buy flood insurance if you want...

How To Prepare Your Home For Fall

Posted: September 16, 2020

When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...

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