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Archives: April 2021

COVID-19 Safety For Your Business

Employers must ensure social distancing for employees and customers, frequent and adequate employee hand-washing, and that sick employees stay home. Employers must also provide basic workplace hazard education about coronavirus and how to prevent transmission in languages best understood by employees. Your workers’ compensation insurer can offer tools and advice in this area. Here are tips for your business to consider Making sure your facility...

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...

Managing Risk In Uncertain Times

We are living in uncertain times. COVID-19 and all that goes with it have created a new set of operating rules and risks. There is a number of new risks that have emerged as a result of these changing times. It is vital that your business insurance program have the flexibility to respond to the changing and uncertain times we are living in. Your business...

How to Prepare My Business for an OSHA Audit

OSHA audits are not usually something for which you advanced warning.  Often, an OSHA inspector simply shows up at your firm to conduct an inspection.  However, there are a number of things you can do to reduce your stress and to ensure that your audit goes smoothly.  It is always best to think about how your facility would respond to OSHA knocking at the door...