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Archives: June 2021

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

Hurricane Season Is Here

Hurricane season started June first and runs through November. Everyone needs to expect the worst and hope for the best. Preparation is the key. Insurance and Disasters It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with hurricanes. You need to add this coverage to your insurance policy package.  Flooding is also excluded and will need...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...