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Archives: June 2021

Beat The Summer Heat

Summer is here, and the 4th of July is just around the corner. As we move to do more outside activities, it will be important to remember to stay cool. For people who labor outside throughout the summer, heatstroke is the most serious risk and should be handled as a medical emergency. Heatstroke happens when the body's temperature is out of control, causing damage to...

July 4th Safety Tips

We are approaching our nation's birthday, July 4th, and we hope everyone has a great day of celebration with friends and family. In 2020 over 5,800 people went to the emergency room as a result of fireworks-related injuries. There were an estimated 13,750 reported fires started by fireworks. These fires resulted in an estimated eight reported deaths, and $40 million in direct property damage. This...

How Liability Insurance Can Save Your Business

No matter how careful you are, there will be times in which you or an employee create liability and the results can be devastating to your business.  Here are real life examples of hoe having the right lability insurance saved a business from going under. Wrongful Termination A business owner fired an employee over a safety dispute. The employee brought an employment claim for wrongful...

Do I Need Commercial Property Insurance for A Shared Office?

If you work in a shared office space, it is essential to ensure you are protected against specific risks. If your business operates out of a coworking space, a commercial property insurance policy brings added protections. The office furniture and equipment owned by your business will be expensive to replace if a fire or other disaster occurs. Your commercial property insurance policy covers the cost...

Do I Need Insurance for Undeveloped Property?

If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...