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Archives: July 2021

With An Independent Agent You Get These Extra Benefits

The wind just blew your roof off and water is rushing in. You did not plan on this happening, but we hope your first call is to our office. We understand that during stressful times you need a partner and friend, and we are here to help you through the claim process and get your life back to normal. There are many perks that come...

Hurricane Safety

Hurricane season started June first and runs through November. Everyone needs to expect the worst and hope for the best. Preparation is the key. Insurance and Disasters It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with hurricanes. You need to add this coverage to your insurance policy package.  Flooding is also excluded and will need...

Why Read Your Insurance Policy?

We know that reading an insurance policy can be tough. The insurance industry is working hard to make auto, home and business insurance policies easier to read. Most insurance policies are 40 to 60 pages, with lots of legal terms that are hard for even attorneys to understand. But the fact remains, it is very important that you read and understand your insurance policy. To...

Have You Considered Flood Insurance?

When it's time to buy a house, you'll probably consider every aspect of your new neighborhood, the house itself, and any climatic hazards that may be prevalent in the area. If you're looking for a home in an area with a high risk of flooding, you'll almost certainly require flood insurance. It would help if you also secured your home with flood insurance. Even if...

Business Income Coverage vs. Business Interruption Insurance: What's the Difference?

Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...