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Insurance Blog

Hurricane Season Is Here

We are moving into hurricane season and we to remind you of how important it is to have the right kind of insurance and to be prepared. Hurricanes bring two big problems: water and wind. Depending on where you live, you may need to buy these separate policies in order to cover hurricane damage: Flood insurance: Most homeowner’s insurance policy will cover floods, including water from a storm...

Are You Underestimating Your Need for Disability Insurance?

If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...

5 Medical Malpractice Insurance Myths

If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...

5 Boat Safety Tips for the Summer

When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...

Why Consider Flood Insurance

If you are considering purchasing a home, it is important to understand whether or not you need flood insurance. Your mortgage company can help you determine the amount of coverage you need by referring you to a map of the risk of flooding in your area. An excellent tool to use to determine the risk is the FEMA mapping tool. You can enter your address...