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Business Insurance

Two Businessmen Stand Beside Each Other in Front of Their Company's Products With Their Arms Crossed

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that take care of property, liability and workers' compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that's right for you.

Lyons Insurance provides the following types of business insurance protection:

What is a Business Perpetuation Plan and Why Do I need One?

Many successful business owners sell their business when faced with unexpected circumstances, or they wish to retire, rather than put into place a perpetuation plan that will see the business continue and thrive with a new generation of management. Maintaining a successful business requires a consistent and well-thought-through perpetuation plan.

Perpetuation plans allow companies to plan not only for a change in ownership but also to take into account unforeseen circumstances such as the sudden death of the principal or a downturn in the business market. In the absence of a perpetuation plan, events such as these can trigger the sale of the company, which may not be in the best financial interests of the owners or employees. Perpetuation plans allow companies to take better advantage of market opportunities and avoid situations that can threaten the growth and survival of the company.

Our qualified agents are available to go over all of the options available to you in order to get a perpetuation plan established for your business.