Category: Auto Insurance

What Does Your Agent Talk To You About?

When you meet with, or talk to, your insurance agent, what are the topics of conversation?  Do you only talk about your bill, or why your premium has increased?  Is the only time you hear from your agent when they try to sell you additional coverage? Some agencies even try to dissuade you from talking to your agent! We are here to provide a different...

Now Is The Time To Think About Your Personal Insurance

Personal Insurance Planning Finding the right liability insurance is not always an easy task. Don’t believe the TV ads; it does take longer than ten minutes to get insurance.  But finding the right insurance for you does not have to be overly difficult. Let us do all the heavy lifting. There are a number of items you may want to consider when reviewing your auto...

Insurance Myth Busters… All I Need Is Replacement Cost Coverage

  Most people think, “If my policy has replacement cost coverage I am ok, right?”  Well, maybe not.  The term "replacement cost" means “the cost to replace the property on the same premises with other property of comparable material and quality used for the same purpose.” A Common Myth “My policy has replacement cost coverage, so I am covered in the event of a loss.”...

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

We Offer Special Kinds of Insurance Products

There are many different kinds of insurance products that are designed to fit your specialized insurance needs. Our agency offers a wide range of completely priced insurance products. You may need some of these kinds of coverage in the future. We will review these coverages for you. Homeowner's Insurance While all homeowner's policies can cover the structure and personal property, here are some additional coverages....