Category: Blog

Home Insurance Offers Much More Than Just Coverage For Your Home

Everyone who owns a home buys homeowner’s insurance to cover the dwelling and some level of coverage for personal property. But homeowner’s insurance and renter’s insurance can offer many additional benefits other than for just coverage for the dwelling and personal property. Replacement Cost Coverage. If you select this kind of added coverage on your home or renter policy, you will have the added benefit...

How Much Auto Liability Insurance Is Enough?

How Much Auto Liability Insurance Is Enough? Auto Liability Insurance Update We often get asked the question, “How much auto liability insurance do I need?” The answer to that question is different for everyone. We do recommend that everyone carry at least $500.000 auto and personal liability limits. Auto liability coverage provides protection in the event you injure a third party while driving. Serious injury...

Cyber Liability Loss Recovery Issues

Cyber Insurance Can Benefit Your Business Cyber liability is the risk that every business faces today. You do not have to be a technology company to have a cyber liability risk.  According to the latest studies by insurance experts, firms with 50 or fewer employees are the most at risk of having a loss, due to lack of controls and security. In fact, your business...

Should Your Business Purchase Interruption Insurance?

When a fire destroyed a fifty-unit apartment complex, the owners found themselves in a tough situation. The owners had insurance to cover the repairs and replacement of all the damaged units, and because the agent had done his job the owners had business income or loss of rents insurance. Business Income coverage is a property coverage that is designed to pay the loss of income...

Don’t Get Wet… Boating Safety Tips

Don’t Get Wet… Boating Safety Tips Summer is here and that means it is time to get out on the water.  We hope that you and your family have a great time.  But remember, your watercraft needs to be insured, and we can provide a full range of watercraft insurance products for you. Your boat will need insurance for watercraft liability, damage to the hull,...