Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
Why Do I Need Separate Flood/Earthquake Insurance?A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual... Read Article
Can You Live Without Disaster Insurance?
Posted: July 19, 2019
Can You Live Without Disaster Insurance?Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. Insurance And Disasters It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with disasters. The... Read Article
Why Purchase Flood Insurance?
Posted: May 18, 2019
Why Purchase Flood Insurance?Why Purchase Flood Insurance? Guidelines on How to Purchase Flood Insurance Many areas of the south are subject to flooding. Flooding causes over 10 billion dollars of damage each year. Your homeowners, condominium, or renter’s insurance will not cover flooding losses. Over 20 percent of land is considered in some flood zone. Even if you do not live in a high flood risk area, you... Read Article
Do I Need Flood Insurance?
Posted: November 19, 2018
Do I Need Flood Insurance?You might think you don't need flood insurance if you live in an area that is considered "high and dry." Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article
Basic Guidelines For Purchasing Flood Insurance
Posted: November 16, 2016
Basic Guidelines For Purchasing Flood InsuranceDo you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here... Read Article