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Category: Home Insurance

Managing Risk In Uncertain Times

We are living in uncertain times. COVID-19 and all that goes with it have created a new set of operating rules and risks. There is a number of new risks that have emerged as a result of these changing times. It is vital that your business insurance program have the flexibility to respond to the changing and uncertain times we are living in. Your business...

Are You Starting A Home Business?

Do you want to start a home-based business? Having a home business of your own is a good way to make a living.  Keep in mind that if there are risks involved. Most home-based businesses do not have the same risks as other businesses, including buildings, employees, production machinery, and a fleet of vehicles. However, home-based businesses do have many risks that need to be...

Never Sign Away Your Rights

As a homeowner, you carry homeowner’s insurance to protect yourself in case of damage to your home. Horrifically, unscrupulous contractors use an insidious trick to defraud thousands of Florida homeowners every year - convincing them to sign away their rights through an Assignment of Benefits (AOB) form. What is an "AOB" form? A contractor or repair company representative will often tell you that an Assignment...

Good Reasons To Consider Sewer Line Coverage

Water and sewer lines that are inside your home are covered under your homeowner’s insurance. Did you know that, as a homeowner, you are responsible for the maintenance, repair, and replacement of service lines connecting to your house? Water companies and other service providers are only responsible for the infrastructure up to where it connects to your property. That means that if one of your...

Insurance For High Net Worth Individuals

Personal Insurance; A safety Net For High Net Worth People There are many benefits to having been blessed with wealth. You may have a vacation home, boat, plane, or get to travel the world. But individuals with high net worth have increased risks that need to be managed. Personal insurance policies created for high net worth individuals can have much higher limits than average policies,...