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Category: Home Insurance

What Are Consumers Looking for in an Insurance Broker?

A recent study by a leading insurance research firm showed something we have been saying for years. When it comes to buying insurance most people are not just looking at price. There are many factors that will lead a person or business to select their broker. Here are some things consumers consider when shopping for insurance: People want to be educated about the risks they...

What’s In Your Policy?

Homeowners don't always review their policies until they have a claim. Only to discover that their coverage isn't what they expected. That is why it is critical to understand what you are paying for. We believe it is important to understand what you are purchasing. So let's start with this overview. Here are a few of the coverage you need to consider. So what's in...

Flood Insurance Myths and Facts

We are in flood season.  That means that the next six to eight months will be prime times when flooding occurs.  If you live in a flood zone, we recommend that you have flood insurance.  However, did you know that even if you do not live in a flood zone you might need flood insurance?  According to Flood Smart, 20% of flood claims come from...

Your Homeowners Insurance Guide

A Personal Insurance Update As you consider buying your first or second home, it pays to have a good understanding of just what you are getting into when it comes to homeownership. Here are a few tips for you to think about before you make that move. If you rent now, it would be good to have renter’s insurance. Even if it for a short...

Flood Insurance

Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none less, it does exist. Some mortgage companies may even require flood insurance, depending...