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Category: Insurance Agent

The Business Of Insurance

Business Risk There is no denying the fact that the success of a business depends on the hard work of the team but one disaster can wipe out your efforts and bring down the profits to dust. So, to avoid such an instance, you need to insure your business, whether it is a small enterprise or a large corporation. Business Insurance There are insurance companies,...

Managing Risk In Uncertain Times

We are living in uncertain times. COVID-19 and all that goes with it have created a new set of operating rules and risks. There is a number of new risks that have emerged as a result of these changing times. It is vital that your business insurance program have the flexibility to respond to the changing and uncertain times we are living in. Your business...

Never Sign Away Your Rights

As a homeowner, you carry homeowner’s insurance to protect yourself in case of damage to your home. Horrifically, unscrupulous contractors use an insidious trick to defraud thousands of Florida homeowners every year - convincing them to sign away their rights through an Assignment of Benefits (AOB) form. What is an "AOB" form? A contractor or repair company representative will often tell you that an Assignment...

Employee or Independent Contractor—What Is the Difference?

Employee or Independent Contractor—What Is the Difference? Today more than ever, businesses are evaluating the need for full-time versus part-time employees.  Many firms are also considering using third-party firms for certain functions.  Before you make any decisions about contracting out job functions, read this. Your employee will receive benefits such as health insurance and workers' compensation. Advantages of Hiring an Employee Employees can sometimes take...

Operation Blue Roof and Right of Entry Information

  Operation Blue Roof is a priority mission managed by the U.S. Army Corps of Engineers for the Federal Emergency Management Agency. The purpose of Operation Blue Roof is to provide homeowners and permanently occupied rental properties in disaster areas with fiber-reinforced sheeting to cover their damaged roofs until arrangements can be made for permanent repairs. This is a free service to homeowners. Operation Blue...