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Category: Louisiana Insurance

Homeowners Insurance Checklist

In the event that your home is ever damaged, it is critical that you have adequate homeowner’s insurance coverage. Homeowners insurance is a type of insurance that covers your home and personal property. Unfortunately, many people do not realize they are underinsured until it is too late. Allowing this to happen to you is not a good idea. Keep a lookout for the following. Get...

How An Umbrella Policy Works In the Event of a Claim

Every time you drive on the road, you subject yourself to a variety of possible hazards. As a result, liability coverage is included in the minimal requirements for auto insurance. However, the costs of a collision in which you are at fault might sometimes exceed your vehicle insurance policy's liability limitations. In this case, umbrella insurance may be beneficial. More information on how that works...

Flood Insurance… if You See Water, it May be too Late

A Flood Insurance Update We are moving into flood season. The next six to eight months are prime times when flooding occurs. If you live in a flood zone we recommend flood insurance, but did you know that even if you don’t live in a flood zone you may need flood insurance? According to Flood Smart, 20% of flood claims come from low-risk areas. Remember...

The Most Common Driving Hazards and How to Avoid Them

Increased traffic, dangerous driving behaviors, and the use of technology can all lead to accidents.  We want you to have a safe and enjoyable journey as you travel, so here are some of the most common driving hazards, and how to them. Technology - Do not use any hand held devices while driving. Construction - Avoid known work zones if possible, or anticipate the delay...

How To Select The Right Insurance Agent For Your Needs

When it comes to protecting your financial assets like your home or auto, you can't trust just anyone with your investment. Finding a trustworthy and trained insurance agent/broker could mean the difference between having enough coverage for your property following a catastrophic loss and being stuck with a large repair bill. An insurance agent/broker is a specialist who works on behalf of clients to find...