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Category: Risk Management

COVID-19 And Business Insurance

Using insurance to mitigate losses and risks resulting from coronavirus COVID-19 has had a significant impact on all local businesses, families, and individuals. There is an economic toll that may be felt well into 2021 and beyond. Businesses must review risk procedures and insurance coverage to make sure all potential risks are covered and managed effectively. Having the right kind of business insurance may be...

Employee or Independent Contractor—What Is the Difference?

Employee or Independent Contractor—What Is the Difference? Today more than ever, businesses are evaluating the need for full-time versus part-time employees.  Many firms are also considering using third-party firms for certain functions.  Before you make any decisions about contracting out job functions, read this. Your employee will receive benefits such as health insurance and workers' compensation. Advantages of Hiring an Employee Employees can sometimes take...

What Are The Top Business Insurance Risks

According to insurance experts, here are the top five business risks. The Allianz Risk Barometer surveyed more than 500 managers and corporate insurance experts in 47 countries, to identify the primary challenges facing businesses this year.1 While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2020. Natural Disasters – These issues...

Operation Blue Roof and Right of Entry Information

  Operation Blue Roof is a priority mission managed by the U.S. Army Corps of Engineers for the Federal Emergency Management Agency. The purpose of Operation Blue Roof is to provide homeowners and permanently occupied rental properties in disaster areas with fiber-reinforced sheeting to cover their damaged roofs until arrangements can be made for permanent repairs. This is a free service to homeowners. Operation Blue...

HURRICANE RECOVERY UPDATE

Louisiana Insurance Commissioner Jim Donelon is reminding policyholders affected by Hurricane Laura and Hurricane Delta that the single season named-storm/hurricane deductible law prohibits a homeowner from paying more than one named-storm/hurricane deductible in the same hurricane season. Click here for the full story. The Resident Resource Center at Henry Heights Recreation Center, 801 East School St., Lake Charles open Wednesday through Saturday (October 14-17) and Monday through Saturday...