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Category: Risk Management

What Are Consumers Looking for in an Insurance Broker?

A recent study by a leading insurance research firm showed something we have been saying for years. When it comes to buying insurance most people are not just looking at price. There are many factors that will lead a person or business to select their broker. Here are some things consumers consider when shopping for insurance: People want to be educated about the risks they...

Types of Commercial Insurance Your Business Might Need

We live in a constantly changing world, and your business's insurance coverage must adapt to keep up. To maintain your commercial insurance up to date, you must be able to change and update your insurance program on a regular basis. Your organization may require a number of cutting-edge insurance products developed by the insurance industry. The type of business insurance you need is decided by...

What’s In Your Policy?

Homeowners don't always review their policies until they have a claim. Only to discover that their coverage isn't what they expected. That is why it is critical to understand what you are paying for. We believe it is important to understand what you are purchasing. So let's start with this overview. Here are a few of the coverage you need to consider. So what's in...

Who Is Really Workers’ Compensation Insurance

Workers Compensation Insurance If your company has employees, you are required to buy provide compensation insurance. The Federal Government is cracking down on employers who use subcontractors as a way around workers' compensation laws. An employee can be a full-time or part-time person, working on behalf of the company. Temporary and seasonal staff can also be defined as employees. Many people seem to think that...

What Can You Do After The Storm?

Recent Weather Has Caused Considerable Damage It seems that we are experiencing a number of weather related issues; winter storms, flooding, hail damage and more. These storms have caused millions of dollars of damage to homes and businesses.  If you are thinking about flood insurance call our office, there is a waiting period after a flood. Post Storm Planning After sustaining storm damage, the first...