Category: Risk Management

Prepare Your Business For The Next Disaster

Prepare Your Business For The Next Disaster There are many things businesses can do to prepare for the impact of the many natural hazards they face including floods, hurricanes, tornadoes, earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a small business owner. Your Business Insurance Company May offer Resources Check with us to determine if...

What Does Builder's Risk Insurance Cover?

What Does Builder's Risk Insurance Cover? Builder's Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it's currently on-site or off-site). The majority of policies are written on an all-perils basis,...

What Is Trending In Risk Management

What Is Trending In Risk Management Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping clients understand how current and...

Simple Steps to a Safe Workplace

  A Business Insurance and Risk Update Employers are responsible for providing a safe work environment for their employees.  Here is an unbelievable fact from the Occupational Safety and Health Administration (OSHA).  Before OSHA was created 43 years ago, an estimated 14,000 workers were killed on the job every year.  Today, workplaces are much safer and healthier, going from 38 fatal injuries a day to...

Cyber Liability; The Risk That Evolves Daily

  How Cyber Liability threatens your business every day Did you know that an average business has a greater chance of having a cyber breach than it does of having a fire? It is true, and your business insurance policy most likely will not cover cyber liability losses. Technology has enabled the common criminal to get into the world of cyber crime. Small businesses are...