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Category: Risk Management

What Are The Top Business Insurance Risks

According to insurance experts, here are the top five business risks. The Allianz Risk Barometer surveyed more than 500 managers and corporate insurance experts in 47 countries, to identify the primary challenges facing businesses this year.1 While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2020. Natural Disasters – These issues...

Operation Blue Roof and Right of Entry Information

  Operation Blue Roof is a priority mission managed by the U.S. Army Corps of Engineers for the Federal Emergency Management Agency. The purpose of Operation Blue Roof is to provide homeowners and permanently occupied rental properties in disaster areas with fiber-reinforced sheeting to cover their damaged roofs until arrangements can be made for permanent repairs. This is a free service to homeowners. Operation Blue...

HURRICANE RECOVERY UPDATE

Louisiana Insurance Commissioner Jim Donelon is reminding policyholders affected by Hurricane Laura and Hurricane Delta that the single season named-storm/hurricane deductible law prohibits a homeowner from paying more than one named-storm/hurricane deductible in the same hurricane season. Click here for the full story. The Resident Resource Center at Henry Heights Recreation Center, 801 East School St., Lake Charles open Wednesday through Saturday (October 14-17) and Monday through Saturday...

Is It Smart To Not Have Disaster Insurance?

  Over that past few years there have been many disasters, both from nature and humans. These disasters include wildfires in California, Oregon, Texas, and Colorado; hurricanes Katrina and Sandy; flooding in Texas; winter storms in the Northeast; tornados in the Midwest; earthquakes in the west, and more. Only 13% of U.S. homeowners had flood-insurance policies last year, according to the Insurance Information Institute, a...

What Does Your Agent Talk To You About?

When you meet with, or talk to, your insurance agent, what are the topics of conversation?  Do you only talk about your bill, or why your premium has increased?  Is the only time you hear from your agent when they try to sell you additional coverage? Some agencies even try to dissuade you from talking to your agent! We are here to provide a different...