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Category: Toy Insurance

How To Prepare For Holiday Home Safety

How To Prepare For Holiday Home Safety The Holidays are almost upon us, and if you have been to any department store, the sounds of Christmas are ringing out. According to the U.S. Fire Administration, over 400 homes are destroyed annually by causes related to Christmas tree fires. According to the U.S. Consumer Product Safety Commission hospital emergency rooms treat over 12,900 people each year...

Are Electric Scooters Covered Under My Insurance Policy?

  A Personal Insurance Update Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4 % of riders wear helmets 80% of accidents are results of falling Head trauma...

How Much Auto Liability Insurance Is Enough?

How Much Auto Liability Insurance Is Enough? Auto Liability Insurance Update We often get asked the question, “How much auto liability insurance do I need?” The answer to that question is different for everyone. We do recommend that everyone carry at least $500.000 auto and personal liability limits. Auto liability coverage provides protection in the event you injure a third party while driving. Serious injury...

Don’t Get Wet… Boating Safety Tips

Don’t Get Wet… Boating Safety Tips Summer is here and that means it is time to get out on the water.  We hope that you and your family have a great time.  But remember, your watercraft needs to be insured, and we can provide a full range of watercraft insurance products for you. Your boat will need insurance for watercraft liability, damage to the hull,...

Insurance For Those Who Live In Westeros

Game of Thrones is over. Most people are frustrated with the way it ended. We took a different approach.  There was a lot of property damage in the last few episodes, right?   We thought it might be fun to look at the Game of Thrones risk issues because there is a lot of risky activity. One thing to remember, war is excluded under all insurance...