Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is My Small Business Big Enough For Key Person Insurance?

Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can...

Does My Auto Insurance Cover My Trailer?

Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...

Hurricane Season Is Here

We are moving into Hurricane season and we to remind you of how important it is to have the right kind of insurance and to be prepared. Hurricanes bring two big problems: water and wind. Depending on where you live, you may need to buy these separate policies in order to cover hurricane damage: Flood insurance: No homeowner’s insurance policy will cover floods, including water from a storm...

How To Celebrate July Fourth Safely

Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2019 over 9,800 people went to the emergency room as a result of fireworks related injuries....

Flood Insurance For The Homeowner

Did you know that floods are the most common form of natural disaster?  Floods cause over     $4 billion dollars in damages ever year. Here is another amazing fact; the average homeowner has a 1 in 4 chance of having flood damage during the timeframe of a 30 year mortgage. If your home is in a flood zone, you must buy flood insurance if you want...