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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Have You Considered Flood Insurance?

When it's time to buy a house, you'll probably consider every aspect of your new neighborhood, the house itself, and any climatic hazards that may be prevalent in the area. If you're looking for a home in an area with a high risk of flooding, you'll almost certainly require flood insurance. It would help if you also secured your home with flood insurance. Even if...

Business Income Coverage vs. Business Interruption Insurance: What's the Difference?

Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

Top Five Workplace Problems

Recent surveys by human resource managers have identified a number of workplace issues facing employers and employees. These problems affect the work being done, employee morale, and overall company performance. Take a look at the top five workplace issues and see if your company faces any of these. Lack of Training- Many workers state that most employers do not offer any “real” job training. Even...

How To Beat The Summers Heat

As summer approaches, workers all over the country will experience the risk of heat stress.  Heat stress is especially prevalent in the summer months due to climate changes in July and August. Heat stress is a signal that says the body is having difficulty maintaining its narrow temperature range. The heart pumps faster, blood is diverted from internal organs to the skin, breathing rate increases,...