Skip to the content

Tag: Flood Insurance

Flood Insurance Do You Really Need It?

Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none the less, it does exist. Some mortgage companies may even require flood insurance,...

Flood Insurance

Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none less, it does exist. Some mortgage companies may even require flood insurance, depending...

Hurricane Season Is Here

Hurricanes bring two big problems: water and wind. Depending on where you live, you may need to buy these separate policies in order to cover hurricane damage: Flood insurance: No homeowner’s insurance policy will cover floods, including water from a storm surge. To get coverage, you’ll need flood insurance. Windstorm insurance: Homeowners insurance policies in some hurricane-prone states won’t pay for windstorm damage. If you live in one of these...

With An Independent Agent You Get These Extra Benefits

The wind just blew your roof off and water is rushing in. You did not plan on this happening, but we hope your first call is to our office. We understand that during stressful times you need a partner and friend, and we are here to help you through the claim process and get your life back to normal. There are many perks that come...

Hurricane Safety

Hurricane season started June first and runs through November. Everyone needs to expect the worst and hope for the best. Preparation is the key. Insurance and Disasters It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with hurricanes. You need to add this coverage to your insurance policy package.  Flooding is also excluded and will need...