Is It Smart To Not Have Disaster Insurance?
Posted: September 26, 2020
Is It Smart To Not Have Disaster Insurance?Over that past few years there have been many disasters, both from nature and humans. These disasters include wildfires in California, Oregon, Texas, and Colorado; hurricanes Katrina and Sandy; flooding in Texas; winter storms in the Northeast; tornados in the Midwest; earthquakes in the west, and more. Only 13% of U.S. homeowners had flood-insurance policies last year, according to the Insurance Information Institute, a... Read Article
How To Get Flood Insurance
Posted: September 19, 2020
How To Get Flood InsuranceDid you know that floods are the most common form of a natural disaster? Floods cause over 4 billion dollars in damages every year. Here is another amazing fact; the average homeowner has a 1 in 4 chance of having flood damage during the timeframe of a 30-year mortgage. If your home is in a flood zone, you must buy flood insurance if you want... Read Article
What Does Your Agent Talk To You About?
Posted: September 16, 2020
What Does Your Agent Talk To You About?When you meet with, or talk to, your insurance agent, what are the topics of conversation? Do you only talk about your bill, or why your premium has increased? Is the only time you hear from your agent when they try to sell you additional coverage? Some agencies even try to dissuade you from talking to your agent! We are here to provide a different... Read Article
Now Is The Time To Think About Your Personal Insurance
Posted: September 9, 2020
Now Is The Time To Think About Your Personal InsurancePersonal Insurance Planning Finding the right liability insurance is not always an easy task. Don’t believe the TV ads; it does take longer than ten minutes to get insurance. But finding the right insurance for you does not have to be overly difficult. Let us do all the heavy lifting. There are a number of items you may want to consider when reviewing your auto... Read Article
Insurance Myth Busters… All I Need Is Replacement Cost Coverage
Posted: September 3, 2020
Insurance Myth Busters… All I Need Is Replacement Cost CoverageMost people think, “If my policy has replacement cost coverage I am ok, right?” Well, maybe not. The term "replacement cost" means “the cost to replace the property on the same premises with other property of comparable material and quality used for the same purpose.” A Common Myth “My policy has replacement cost coverage, so I am covered in the event of a loss.”... Read Article