Tag: Home Insurance

Are Electric Scooters Covered Under My Insurance Policy?

  Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4 % of rider wear helmets 80% of accidents are results of falling Head trauma is the most common...

The Coronavirus Will Have An Impact Here

The Coronavirus Will Have An Impact The United States The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States. People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat.  Now is a good time to start thinking about how you might protect yourself and your family from contracting this...

Do You Really Need Flood Insurance?

Why Purchase Flood Insurance? Guidelines on How to Purchase Flood Insurance Many areas of the south are subject to flooding.  Flooding causes over 10 billion dollars of damage each year.  Your homeowners, condominium, or renter’s insurance will not cover flooding losses.  Over 20 percent of land is considered in some flood zone.  Even if you do not live in a high flood risk area, you...

Simple Steps to a Safe Workplace

  A Business Insurance and Risk Update Employers are responsible for providing a safe work environment for their employees.  Here is an unbelievable fact from the Occupational Safety and Health Administration (OSHA).  Before OSHA was created 43 years ago, an estimated 14,000 workers were killed on the job every year.  Today, workplaces are much safer and healthier, going from 38 fatal injuries a day to...

A New Year… Let’s Get Your Insurance Right

  As we move into a new year, I hope that every insurance agent and insurance buyer thinks about how they view their relationships.  Let us get away from the clever insurance advertisement’s attempts to bring our products and services down to the lowest common denominator, price, and commodity.  Insurance products and services are used to build our local economies, we allow people to dream,...