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Home Insurance Planning For 2021

Posted: December 15, 2020

A Personal Insurance Update We work to ensure that your home insurance provides the protection you deserve and need.   We understand you may need different coverage like a personal umbrella, RV insurance, valuable articles coverage, earthquake, or flood coverage. Over the years, we have found that homeowners who adhere to the following strategies have a better chance of obtaining the best possible combination of coverage,...

Our Top Ten List For Homeowner’s Insurance

Posted: November 22, 2020

Homeowner’s Insurance Countdown There are many factors that go into determining your homeowner’s insurance premiums. We thought it might be fun to address our “top ten list” of things every homeowner should know before purchasing insurance. Remember, as your agent we can help you identify the best possible combination of coverage, price and service. You are a statistic. To an insurer, you are a set...

Is You Home Safe For The Holiday?

Posted: November 15, 2020

The Holidays are upon us, and if you have been to any department store, the sounds of Christmas are ringing out. According to the U.S. Fire Administration, over 400 homes are destroyed annually by causes related to Christmas tree fires. According to the U.S. Consumer Product Safety Commission hospital emergency rooms treat over 12,900 people each year for injuries such as falls, cuts and shocks...

Stop Porch Pirates This Holiday Season

Posted: November 9, 2020

The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates.  According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season.  Need more bad news? Your homeowners or renter’s insurance generally may not cover this loss as it tends to be under your...

Now Is the Time to Prepare for the Next Storm

Posted: October 23, 2020

Remember, your homeowner’s insurance may or may not cover the next disaster, so it is a good idea to have our team complete a personal insurance review.  Here are some things you can do right now.  First know what is covered and not covered under your current insurance program. Wind Insurance Wind insurance is designed for those who live in coastal areas.  Wind insurance may...