Understanding The Liability Portion Of Homeowners Insurance
Posted: September 16, 2019
Understanding The Liability Portion Of Homeowners InsuranceGenerally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides... Read Article
Home Insurance Offers Much More Than Just Coverage For Your Home
Posted: September 9, 2019
Everyone who owns a home buys homeowner’s insurance to cover the dwelling and some level of coverage for personal property. But homeowner’s insurance and renter’s insurance can offer many additional benefits other than for just coverage for the dwelling and personal property. Replacement Cost Coverage. If you select this kind of added coverage on your home or renter policy, you will have the added benefit... Read Article
Staying Safe When Passing A Roadside Accident
Posted: September 1, 2019
Staying Safe When Passing A Roadside AccidentAccidents on the road can cause traffic congestion and delay your travels. They can also create hazardous conditions that lead to additional wrecks. The following are some tips for keeping yourself and your passengers safe when you encounter a roadside accident, construction, or other delays on the road. Don’t Get Distracted If You Are Stuck In Traffic A wreck on the highway, road construction, lane... Read Article
Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
Why Do I Need Separate Flood/Earthquake Insurance?A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual... Read Article
5 Steps To Follow After A Car Accident
Posted: August 6, 2019
5 Steps To Follow After A Car AccidentNo matter how diligently you drive, car accidents are sometimes unavoidable. It is important to know about the following steps to take in case you are involved in a crash. Step 1: Check Yourself & Your Passengers For Injuries If you are injured, call 911, or asked someone else to do so if you are unable. If you have passengers in your vehicle, check to... Read Article